Enter a few pieces of information for a real-time decision.
No hidden fees
Know up front what you'll owe, with no hidden costs and no surprises.
Just select at checkout.
Get a real-time decision with just 5 pieces of info.
Rates from 0–36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories
How Affirm Financing Works
1. Choose Your Products And Buy With Affirm
Select "Affirm: Pay Over Time" at checkout to start the simple application process
2. Complete the Application
Enter a few pieces of personal information and receive your decision in real-time
3. Pick A Payment Plan
Select a flexible financing option from 3, 6, or 12 months and for as low as 0.0% APR
Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
Does Affirm perform a credit check?
Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to Affirm. Affirm encrypts sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.